Say hello to PAPERCARD, business credit card with personal benefits. This credit card is a co-branding card issued by PT Bank Rakyat Indonesia (Persero) Tbk. in collaboration with PT Pakar Digital Global or and supported by the Visa network. which was launched on 15 July 2023 PAPERCARD brings fresh air to business people, especially for conventional business transactions.

The presence of PAPERCARD is a form of BRI &’s enthusiasm in supporting the government’s digitalization plan. At the same time providing practical solutions for business transactions with various benefits such as:

It’s Business & It’s Personal

Carrying the tagline “It’s Business and It’s Personal”, PAPERCARD comes as an innovation that differentiates it from conventional business credit cards. Apart from being able to apply easily, PAPERCARD also offers various rewards like personal credit cards such as cashback, conversion of transactions to Garudamiles, access to airport lounges in collaboration with Bank BRI by showing BRI Priority debit cards, etc. Enjoy easy business transactions and benefits that can be felt directly for business. At the same time extending payment terms up to 55 days.

Check transactions in one place

You will find a complete solution for all your business billing and payment needs. From submission, activation, to payment, you can do it here. What’s more, you can check your banking transactions as well as billing your business, everything is integrated so that you can check it easily.

You can get PAPERCARD only by registering at and fulfilling a number of points. Approval and the provision of limits is entirely the policy of Bank BRI as the issuing bank.

PAPERCARD is divided into 2 types of cards that are tailored to the needs of each businessman, such as:


SPACECARD is suitable for business people with basic needs such as managing cash flow, monitoring real-time transactions, and being able to enjoy cashback on every transaction. Here are the features that you can enjoy with this card:

  • 0.1% cashback for every multiple transactions of IDR 100,000 at
  • Free annual fee for life.
  • Real-time transaction monitor in


UNIVERSECARD has all the advantages of the SPACECARD card with a variety of premium benefits that can be experienced personally, such as:

  • 0.1% cashback for every multiple transactions of IDR 100,000 at
  • Free of charge for the first year.
  • Monitor business expenses in a practical & real-time manner at
  • Entry access to the Airport Lounge service in collaboration with Bank BRI by showing the BRI Prioritas Debit Card. For a list of airports, check here.
  • Get 12 GarudaMiles for every transaction of multiples of IDR 100,000 (IDR 8,333 per mile)

Make sure you are registered as a BRI Prioritas debit card customer to enjoy the benefits of this card.

Daniel Nugraha
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