{"id":2794,"date":"2025-05-26T09:15:48","date_gmt":"2025-05-26T09:15:48","guid":{"rendered":"https:\/\/www.paper.id\/kamus-bisnis\/?p=2794"},"modified":"2026-02-19T05:08:23","modified_gmt":"2026-02-19T05:08:23","slug":"disbursement-fee","status":"publish","type":"post","link":"https:\/\/www.paper.id\/kamus-bisnis\/d\/disbursement-fee\/","title":{"rendered":"Disbursement Fee"},"content":{"rendered":"\r\n<p>Dalam dunia bisnis, disbursement fee adalah biaya yang dikenakan oleh lembaga keuangan saat mencairkan dana pinjaman kepada peminjam. Yuk, pelajari selengkapnya di sini!<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Definisi Disbursement Fee<\/strong><\/h2>\r\n\r\n\r\n\r\n<p>Disbursement fee adalah biaya yang dikenakan oleh lembaga keuangan atau pemberi pinjaman kepada peminjam sebagai kompensasi atas proses pencairan dana pinjaman. Biaya ini bisa mencakup administrasi, transfer dana, pengelolaan dokumen hukum, atau biaya operasional lainnya yang terkait dengan pencairan pinjaman.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>Contoh Disbursement Fee<\/strong><\/h2>\r\n\r\n\r\n\r\n<h4 class=\"wp-block-heading\"><strong>Contoh 1: Pinjaman Modal Kerja<\/strong><\/h4>\r\n\r\n\r\n\r\n<p>Sebuah perusahaan mengajukan pinjaman modal kerja sebesar <strong>Rp1.000.000.000<\/strong> ke sebuah bank. Bank menyetujui pinjaman dan menetapkan <strong>disbursement fee sebesar 1%<\/strong>.<\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><strong>Disbursement Fee<\/strong>: 1% \u00d7 Rp1.000.000.000 = <strong>Rp10.000.000<\/strong><strong><br \/><\/strong><\/li>\r\n\r\n\r\n\r\n<li><strong>Dana yang dicairkan ke rekening perusahaan<\/strong>: Rp1.000.000.000 &#8211; Rp10.000.000 = <strong>Rp990.000.000<\/strong><strong><br \/><\/strong><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h4 class=\"wp-block-heading\"><strong>Contoh 2: Pendanaan Startup<\/strong><\/h4>\r\n\r\n\r\n\r\n<p>Sebuah startup menerima pinjaman dari lembaga pembiayaan fintech. Pinjaman sebesar <strong>Rp500 juta<\/strong>, dengan <strong>disbursement fee tetap sebesar Rp5 juta<\/strong>.<\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li>Setelah pinjaman disetujui, startup hanya menerima Rp495 juta di rekening, karena Rp5 juta dipotong di depan sebagai <strong>biaya pencairan<\/strong>.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>Itu dia definisi dan contoh tentang <em>disbursement fee.<\/em> Untuk proses <em>disbursement<\/em> yang lebih mudah, kamu bisa coba gunakan <strong><a href=\"https:\/\/www.paper.id\/\">Paper<\/a><\/strong> untuk urusan invoice digital.<\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-1 wp-block-buttons-is-layout-flex\">\r\n<div class=\"wp-block-button\"><strong><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" style=\"background-color: #4195d5;\" href=\"https:\/\/www.paper.id\/webappv1\/#\/register?&amp;utm_source=glossary&amp;utm_medium=organic&amp;utm_campaign=disbursement_fee&amp;utm_content=cta_button\" target=\"_blank\" rel=\"noreferrer noopener\">Daftar Paper Gratis!<\/a><\/strong><\/div>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>Dalam dunia bisnis, disbursement fee adalah biaya yang dikenakan oleh lembaga keuangan saat mencairkan dana pinjaman kepada peminjam. Yuk, pelajari selengkapnya di sini! Definisi Disbursement Fee Disbursement fee adalah biaya yang dikenakan oleh lembaga keuangan atau pemberi pinjaman kepada peminjam sebagai kompensasi atas proses pencairan dana pinjaman. Biaya ini bisa mencakup administrasi, transfer dana, pengelolaan [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Disbursement Fee : Pengertian, Apa Itu | Kamus Bisnis Paper.id<\/title>\n<meta name=\"description\" content=\"Cari arti kata Disbursement Fee itu apa? 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