{"id":2651,"date":"2025-01-25T08:46:14","date_gmt":"2025-01-25T08:46:14","guid":{"rendered":"https:\/\/www.paper.id\/kamus-bisnis\/?p=2651"},"modified":"2025-03-28T16:04:39","modified_gmt":"2025-03-28T16:04:39","slug":"rtgs","status":"publish","type":"post","link":"https:\/\/www.paper.id\/kamus-bisnis\/r\/rtgs\/","title":{"rendered":"RTGS (Real-Time Gross Settlement)"},"content":{"rendered":"\n<p>RTGS adalah salah satu sistem pembayaran kkhususnya terkait transaksi lintas negara. Jika bisnismu perlu bertransaksi dengan vendor atau supplier luar, hal ini wajib kamu pahami. Yuk, simak definisi dan contohnya di sini!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Definisi RTGS<\/strong><\/h2>\n\n\n\n<p>RTGS (Real-Time Gross Settlement) adalah sistem transfer dana elektronik yang memungkinkan transaksi antar bank diselesaikan secara real-time (seketika) dan individu per individu (gross settlement), tanpa menunggu pengelompokan transaksi. Artinya, setiap transaksi diproses segera tanpa harus menunggu batch atau kliring seperti dalam sistem transfer biasa.<\/p>\n\n\n\n<p>RTGS sangat relevan bagi bisnis karena memungkinkan transaksi besar diproses secara cepat, aman, dan langsung tanpa harus menunggu kliring. Hal ini membantu perusahaan dalam mengelola arus kas dengan lebih efisien, terutama untuk pembayaran vendor, gaji karyawan tingkat tinggi, atau transaksi bisnis ke bisnis (B2B) dalam jumlah besar. Selain itu, RTGS juga mendukung bisnis internasional dengan memfasilitasi transfer dana antar negara secara real-time, sehingga mempercepat perdagangan dan mengurangi risiko keterlambatan pembayaran.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Contoh RTGS<\/strong><\/h2>\n\n\n\n<p>Misalnya, sebuah perusahaan manufaktur ingin membayar pemasok bahan baku sebesar Rp500 juta. Karena nominalnya besar, perusahaan menggunakan RTGS agar dana dapat langsung masuk ke rekening pemasok pada hari yang sama tanpa harus menunggu proses kliring yang memakan waktu. Hal ini memastikan bahwa bahan baku dapat segera dikirim dan produksi tidak tertunda.<\/p>\n\n\n\n<p>Contoh lain, sebuah perusahaan multinasional di Jakarta perlu mentransfer dana USD 1 juta ke kantor cabangnya di Singapura untuk membeli mesin produksi. Dengan menggunakan RTGS, perusahaan dapat memastikan bahwa dana diterima secara real-time, memungkinkan transaksi berjalan lancar tanpa risiko keterlambatan yang bisa menghambat operasional bisnis.<\/p>\n\n\n\n<p>Soal transaksi bisnis dalam negeri, kamu bisa mengandalkan Paper.id. Paper.id menyediakan 30+ opsi pembayaran, termasuk kartu kredit tanpa perlu mesin EDC, yang sudah terkoneksi dengan invoice digital.<\/p>\n\n\n\n<p>Yuk, registrasikan bisnismu gratis ke Paper.id<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.paper.id\/webappv1\/#\/register?&amp;utm_source=glossary&amp;utm_medium=organic&amp;utm_campaign=rtgs&amp;utm_content=cta_button\" style=\"background-color:#4195d5\" target=\"_blank\" rel=\"noreferrer noopener\">Daftar Paper.id Gratis!<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>RTGS adalah salah satu sistem pembayaran kkhususnya terkait transaksi lintas negara. Jika bisnismu perlu bertransaksi dengan vendor atau supplier luar, hal ini wajib kamu pahami. Yuk, simak definisi dan contohnya di sini! Definisi RTGS RTGS (Real-Time Gross Settlement) adalah sistem transfer dana elektronik yang memungkinkan transaksi antar bank diselesaikan secara real-time (seketika) dan individu per [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RTGS (Real-Time Gross Settlement): Pengertian, Apa Itu | Kamus Bisnis Paper.id<\/title>\n<meta name=\"description\" content=\"Cari arti kata RTGS (Real-Time Gross Settlement) itu apa? 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