{"id":2627,"date":"2025-01-17T04:47:03","date_gmt":"2025-01-17T04:47:03","guid":{"rendered":"https:\/\/www.paper.id\/kamus-bisnis\/?p=2627"},"modified":"2025-02-03T04:51:09","modified_gmt":"2025-02-03T04:51:09","slug":"fintech","status":"publish","type":"post","link":"https:\/\/www.paper.id\/kamus-bisnis\/f\/fintech\/","title":{"rendered":"Fintech"},"content":{"rendered":"\n

Fintech <\/em>merupakan istilah yang makin sering didengar setelah banyak bermunculan inovasi teknologi baru, khususnya di dunia keuangan.<\/p>\n\n\n\n

Tak menutup kemungkinan, fintech <\/em>juga bisa jadi sesuatu yang bisnismu manfaatkan untuk melejitkan keuntungan. Misalnya, menggunakan fintech <\/em>untuk membantu operasionalmu, mencari pendanaan, dan lainnya.<\/p>\n\n\n\n

Definisi Fintech<\/em><\/strong><\/h2>\n\n\n\n

Menurut Bank Indonesia, Fintech<\/em> atau Financial Technology<\/em> adalah hasil gabungan antara jasa keuangan dengan teknologi yang akhirnya mengubah model bisnis dari konvensional menjadi modern. Sederhananya, fintech<\/em> adalah inovasi di bidang teknologi yang diterapkan pada layanan jasa keuangan.  <\/p>\n\n\n\n

Contoh Fintech<\/em><\/strong><\/h2>\n\n\n\n
    \n
  1. GoPay:<\/strong> Dompet digital yang terintegrasi dengan ekosistem Gojek, memudahkan pembayaran transportasi, makanan, belanja, dan lainnya.<\/li>\n\n\n\n
  2. OVO:<\/strong> Mirip dengan GoPay, OVO juga menawarkan layanan dompet digital dan pembayaran yang luas, dengan berbagai promo menarik.<\/li>\n\n\n\n
  3. DANA:<\/strong> Dompet digital lainnya yang fokus pada kemudahan dan keamanan transaksi, serta fitur-fitur inovatif seperti pembayaran tagihan dan cicilan.<\/li>\n\n\n\n
  4. ShopeePay:<\/strong> Dompet digital yang terintegrasi dengan platform e-commerce<\/em> Shopee, mempermudah pembayaran belanja online<\/em>.<\/li>\n\n\n\n
  5. Kredivo:<\/strong> Platform pinjaman online<\/em> yang menawarkan kredit tanpa kartu kredit dengan proses yang cepat dan mudah.<\/li>\n\n\n\n
  6. Modalku:<\/strong> Platform peer-to-peer lending<\/em> yang menghubungkan UMKM dengan investor, memberikan akses pinjaman modal usaha.<\/li>\n\n\n\n
  7. Ajaib:<\/strong> Aplikasi investasi online<\/em> yang memudahkan investor untuk berinvestasi di saham, reksa dana, dan aset lainnya.<\/li>\n\n\n\n
  8. Bibit:<\/strong> Aplikasi reksa dana online<\/em> yang menggunakan teknologi robo-advisor<\/em> untuk membantu investor memilih portofolio yang sesuai.<\/li>\n\n\n\n
  9. Pluang:<\/strong> Platform investasi yang menawarkan akses ke berbagai kelas aset, termasuk saham AS, aset kripto, dan emas digital.<\/li>\n\n\n\n
  10. Paper.id:<\/strong> Platform invoicing<\/em> dan manajemen keuangan untuk bisnis, mempermudah pengelolaan transaksi dan keuangan.<\/li>\n<\/ol>\n\n\n\n

    Paper.id adalah salah satu fintech yang membuat bisnismu bisa mengelola invoice dan pembayarannya makin optimal. Yuk, registrasikan bisnismu ke Paper.id sekarang!<\/p>\n\n\n\n

    \n
    Daftar Paper.id Gratis!<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    Fintech merupakan istilah yang makin sering didengar setelah banyak bermunculan inovasi teknologi baru, khususnya di dunia keuangan. Tak menutup kemungkinan, fintech juga bisa jadi sesuatu yang bisnismu manfaatkan untuk melejitkan keuntungan. Misalnya, menggunakan fintech untuk membantu operasionalmu, mencari pendanaan, dan lainnya. Definisi Fintech Menurut Bank Indonesia, Fintech atau Financial Technology adalah hasil gabungan antara jasa […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"acf":[],"yoast_head":"\nFintech: Pengertian, Apa Itu | Kamus Bisnis Paper.id<\/title>\n<meta name=\"description\" content=\"Cari arti kata Fintech itu apa? 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