{"id":32374,"date":"2025-12-23T12:27:23","date_gmt":"2025-12-23T05:27:23","guid":{"rendered":"https:\/\/www.paper.id\/blog\/?p=32374"},"modified":"2026-04-23T11:00:16","modified_gmt":"2026-04-23T04:00:16","slug":"apa-itu-swift-code","status":"publish","type":"post","link":"https:\/\/www.paper.id\/blog\/pembayaran-digital\/apa-itu-swift-code\/","title":{"rendered":"Apa Itu SWIFT Code? Pengertian, Fungsi, dan Cara Kerja"},"content":{"rendered":"\n<p>Pernah diminta <strong>SWIFT Code<\/strong> saat menerima transfer dari luar negeri lalu bingung harus isi apa? Tenang, anda tidak sendirian. Banyak orang termasuk pebisnis sekalipun, masih menganggap SWIFT Code itu rumit dan teknis. Padahal, kalau diibaratkan, SWIFT Code itu seperti alamat rumah versi internasional untuk bank. Tanpa alamat yang benar, uang bisa nyasar atau malah gagal terkirim.<\/p>\n\n\n\n<p>Di artikel ini, kita akan bahas <strong>apa itu SWIFT Code<\/strong> beserta cara kerjanya. Cocok untuk anda&nbsp; yang sering berurusan dengan transfer internasional, bisnis lintas negara, freelancer, hingga pelaku UMKM.<\/p>\n\n\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Figtree:wght@400;500;600;700&family=Sora:wght@600;700;800&display=swap\" rel=\"stylesheet\">\n<div class=\"pxb-wrap\" data-endpoint=\"https:\/\/www.paper.id\/blog\/wp-admin\/admin-ajax.php?action=paperxb_xb_rate\">\n  <div class=\"pxb-card\">\n    <div class=\"pxb-header\">\n      <h2 class=\"pxb-header-title\"><span class=\"ez-toc-section\" id=\"Makin_Mudah_Transaksi_Luar_Negeri_dengan_PaperXB\"><\/span>Makin Mudah Transaksi Luar Negeri dengan PaperXB<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <p class=\"pxb-header-sub\">Nikmati transaksi global dengan nilai tukar terbaik.<\/p>\n      <p class=\"pxb-header-sub\">Hitung berapa banyak yang bisa dihemat lewat kalkulator ini.<\/p>\n    <\/div>\n    <div class=\"pxb-form-input\">\n      <label class=\"pxb-label\" for=\"pxb-country-trigger\">Ke mana Anda ingin mengirimkan uang?<\/label>\n      <div class=\"pxb-combo\" id=\"pxb-country\">\n        <button type=\"button\" class=\"pxb-combo-trigger\" id=\"pxb-country-trigger\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n          <img id=\"pxb-flag\" class=\"pxb-flag\" alt=\"\" \/>\n          <span class=\"pxb-combo-text\" id=\"pxb-country-text\">Pilih Negara<\/span>\n          <span class=\"pxb-combo-caret\" aria-hidden=\"true\"><\/span>\n        <\/button>\n        <div class=\"pxb-combo-menu pxb-hidden\" id=\"pxb-country-menu\" role=\"listbox\">\n          <div class=\"pxb-combo-search-wrap\">\n            <input type=\"text\" class=\"pxb-combo-search\" id=\"pxb-country-search\" placeholder=\"Cari negara...\" autocomplete=\"off\" \/>\n          <\/div>\n          <ul class=\"pxb-combo-list\" id=\"pxb-country-list\"><\/ul>\n          <div class=\"pxb-combo-empty pxb-hidden\" id=\"pxb-country-empty\">Negara tidak ditemukan<\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"pxb-form-input\">\n      <label class=\"pxb-label\" for=\"pxb-currency-trigger\">Pilih Mata Uang<\/label>\n      <div class=\"pxb-combo\" id=\"pxb-currency\">\n        <button type=\"button\" class=\"pxb-combo-trigger\" id=\"pxb-currency-trigger\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n          <span class=\"pxb-combo-text\" id=\"pxb-currency-text\">Mata Uang<\/span>\n          <span class=\"pxb-combo-caret\" aria-hidden=\"true\"><\/span>\n        <\/button>\n        <div class=\"pxb-combo-menu pxb-hidden\" id=\"pxb-currency-menu\" role=\"listbox\">\n          <ul class=\"pxb-combo-list\" id=\"pxb-currency-list\"><\/ul>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"pxb-form-input\">\n      <label class=\"pxb-label\" for=\"pxb-amount\">Jumlah pembayaran<\/label>\n      <input id=\"pxb-amount\" class=\"pxb-input\" type=\"text\" inputmode=\"numeric\" placeholder=\"Ex. 21.000\" \/>\n      <small id=\"pxb-eta\" class=\"pxb-eta pxb-hidden\">Uang akan tiba dalam waktu 1-3 hari*<\/small>\n    <\/div>\n\n    <div id=\"pxb-detail\" class=\"pxb-detail pxb-hidden\">\n      <p class=\"pxb-detail-title\">Total Pembayaran<\/p>\n      <div class=\"pxb-detail-items\">\n        <div class=\"pxb-row\"><span class=\"pxb-row-label\">Nilai Kurs<\/span><span class=\"pxb-row-value\" id=\"pxb-r-rate\">-<\/span><\/div>\n        <div class=\"pxb-row\"><span class=\"pxb-row-label\">Nominal Pembayaran<\/span><span class=\"pxb-row-value\" id=\"pxb-r-payment\">-<\/span><\/div>\n        <div class=\"pxb-row\"><span class=\"pxb-row-label\">Biaya Transaksi<\/span><span class=\"pxb-row-value\" id=\"pxb-r-fee\">-<\/span><\/div>\n        <div class=\"pxb-row\"><span class=\"pxb-row-label\">Biaya Layanan<\/span><span class=\"pxb-row-value\">1,4%***<\/span><\/div>\n        <div class=\"pxb-row pxb-total\"><span class=\"pxb-row-label\">Total Dibayar<\/span><span class=\"pxb-row-value\" id=\"pxb-r-total\">-<\/span><\/div>\n      <\/div>\n    <\/div>\n\n    <a id=\"pxb-cta\" class=\"pxb-btn pxb-disabled\" href=\"#\" target=\"_blank\" rel=\"noopener noreferrer\">Coba PaperXB Sekarang<\/a>\n  <\/div>\n\n  <div id=\"pxb-terms\" class=\"pxb-terms pxb-hidden\">\n    <p>*Selama penggunaan dalam masa promo.<\/p>\n    <p>**Biaya transaksi sebesar USD 25 untuk SWIFT dan USD 10 untuk kurs domestik negara tujuan.<\/p>\n    <p>***Biaya layanan 1,4% hanya untuk pengguna Horizon Card.<\/p>\n  <\/div>\n<\/div>\n\n<style>\n.pxb-wrap{font-family:'Figtree',Arial,sans-serif;color:#1D1C1E;max-width:560px;margin:32px auto;padding:0 16px;box-sizing:border-box}\n.pxb-wrap *{box-sizing:border-box;font-family:'Figtree',Arial,sans-serif}\n.pxb-wrap 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valid(){return !!state.country&&!!state.currency&&parseAmt($amt.value)>0;}\n  function render(){\n    if(!valid()){$d.classList.add('pxb-hidden');$t.classList.add('pxb-hidden');$cta.classList.add('pxb-disabled');$cta.href='#';return;}\n    var amt=parseAmt($amt.value),rate=state.rate||0,usd=state.usd||rate;\n    var txFee=25*usd,pay=amt*rate,svc=pay*0.014,total=pay+svc+txFee;\n    document.getElementById('pxb-r-rate').textContent='1 '+state.currency+' = '+fmt(rate)+' IDR';\n    document.getElementById('pxb-r-payment').textContent='Rp'+fmt(pay);\n    document.getElementById('pxb-r-fee').textContent='Rp'+fmt(txFee)+'**';\n    document.getElementById('pxb-r-total').textContent='Rp'+fmt(total);\n    $d.classList.remove('pxb-hidden');$t.classList.remove('pxb-hidden');$cta.classList.remove('pxb-disabled');\n    var msg='Halo tim Paper.id! Saya tertarik menggunakan fitur transfer ke luar negeri. Boleh tolong jelaskan mengenai PaperXB? Terima kasih _01PPR_ ';\n    $cta.href='https:\/\/wa.me\/'+WA+'?text='+encodeURIComponent(msg);\n  }\n  function refresh(){\n    if(!state.country||!state.currency){state.rate=0;render();return;}\n    fetchRate(state.country,state.currency).then(function(r){state.rate=r;render();});\n    fetchRate('US','USD').then(function(r){state.usd=r;render();});\n  }\n\n  $cTrig.addEventListener('click',function(e){e.stopPropagation();$cWrap.classList.contains('pxb-open')?closeAllMenus():openCountry();});\n  $curTrig.addEventListener('click',function(e){e.stopPropagation();$curWrap.classList.contains('pxb-open')?closeAllMenus():openCurrency();});\n  $cSearch.addEventListener('input',function(e){renderCountryList(e.target.value);});\n  $cSearch.addEventListener('click',function(e){e.stopPropagation();});\n  $cMenu.addEventListener('click',function(e){e.stopPropagation();});\n  $curMenu.addEventListener('click',function(e){e.stopPropagation();});\n  document.addEventListener('click',closeAllMenus);\n  document.addEventListener('keydown',function(e){if(e.key==='Escape')closeAllMenus();});\n  $amt.addEventListener('input',function(e){e.target.value=fmtInput(e.target.value);render();});\n\n  \/\/ init: default China + CNY\n  selectCountry('CN');\n  $eta.classList.remove('pxb-hidden');\n})();\n<\/script>\n\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pengertian_SWIFT_Code\"><\/span><strong>Pengertian SWIFT Code<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>SWIFT Code adalah<\/strong> kode identifikasi unik yang digunakan untuk mengenali bank atau lembaga keuangan tertentu dalam sistem perbankan internasional. Kode ini berfungsi seperti alamat digital bank yang memastikan dana yang dikirim dari satu negara bisa sampai ke bank tujuan yang benar tanpa kesalahan.<\/p>\n\n\n\n<p>Secara teknis, SWIFT Code digunakan dalam jaringan komunikasi global yang dikelola oleh organisasi bernama <strong>Society for Worldwide Interbank Financial Telecommunication (SWIFT)<\/strong>. Jaringan ini tidak memindahkan uang secara langsung, melainkan mengirim pesan instruksi transaksi antar bank dengan format standar yang diakui secara global.<\/p>\n\n\n\n<p>Tanpa SWIFT Code, sistem perbankan internasional akan kesulitan membedakan ribuan bank dengan nama yang mirip di berbagai negara. Oleh karena itu, SWIFT Code menjadi komponen krusial dalam setiap transaksi lintas negara, baik untuk keperluan pribadi, bisnis, ekspor-impor, maupun pembayaran internasional skala besar.<\/p>\n\n\n\n<p>Singkatnya, jika nomor rekening adalah identitas nasabah, maka SWIFT Code adalah identitas bank di level internasional.<\/p>\n\n\n\n<p>Makanya, SWIFT Code adalah komponen wajib dalam transaksi lintas negara.<\/p>\n\n\n\n<p><strong>Baca juga: <a href=\"https:\/\/www.paper.id\/blog\/pembayaran-digital\/kode-swift-bri\/\">Kode SWIFT BRI: Ketahui Cara Cek dan Fungsinya<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bagaimana_Cara_Kerja_SWIFT_Code\"><\/span><strong>Bagaimana Cara Kerja SWIFT Code?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.paper.id\/blog\/wp-content\/uploads\/2025\/12\/Illustrasi-Cara-Kerja-SWIFT-Code-1024x683.webp\" alt=\"Illustrasi Cara Kerja SWIFT Code\" class=\"wp-image-32375\" srcset=\"https:\/\/www.paper.id\/blog\/wp-content\/uploads\/2025\/12\/Illustrasi-Cara-Kerja-SWIFT-Code-1024x683.webp 1024w, https:\/\/www.paper.id\/blog\/wp-content\/uploads\/2025\/12\/Illustrasi-Cara-Kerja-SWIFT-Code-300x200.webp 300w, https:\/\/www.paper.id\/blog\/wp-content\/uploads\/2025\/12\/Illustrasi-Cara-Kerja-SWIFT-Code-768x512.webp 768w, https:\/\/www.paper.id\/blog\/wp-content\/uploads\/2025\/12\/Illustrasi-Cara-Kerja-SWIFT-Code.webp 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Cara kerja SWIFT Code sebenarnya sederhana. SWIFT tidak memindahkan uang, melainkan mengirim pesan instruksi pembayaran antarbank agar transfer internasional dapat diproses dengan benar.<\/p>\n\n\n\n<p>Pertama, pengirim mengajukan transfer internasional dengan mengisi data penerima, termasuk nama bank dan SWIFT Code bank tujuan. Data ini digunakan untuk memastikan transaksi diarahkan ke bank yang tepat.<\/p>\n\n\n\n<p>Selanjutnya, bank pengirim mengirim pesan instruksi pembayaran melalui jaringan SWIFT. Pesan tersebut berisi informasi penting seperti jumlah dana, mata uang, dan detail penerima. Jika diperlukan, pesan akan diteruskan melalui bank perantara sebelum sampai ke bank tujuan.<\/p>\n\n\n\n<p>Terakhir, bank penerima memverifikasi pesan SWIFT dan mencairkan dana ke rekening penerima. Setelah dana diterima, transaksi dinyatakan selesai.<\/p>\n\n\n\n<p>Singkatnya, SWIFT Code berfungsi sebagai penunjuk arah komunikasi antarbank, memastikan transfer internasional berjalan aman, akurat, dan tepat sasaran.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Fungsi_dan_Kegunaan_SWIFT_Code\"><\/span><strong>Fungsi dan Kegunaan SWIFT Code<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>SWIFT Code memiliki peran penting dalam memastikan transaksi keuangan internasional berjalan aman, akurat, dan efisien. Kode ini bukan sekadar formalitas, melainkan komponen utama dalam sistem perbankan global.<\/p>\n\n\n\n<p><strong>Berikut adalah beberapa kegunaan SWIFT code:<\/strong><\/p>\n\n\n\n<ul>\n<li>SWIFT Code berfungsi sebagai identitas bank di tingkat internasional. Dengan kode ini, sistem perbankan dapat mengenali bank tujuan secara spesifik, meskipun terdapat banyak bank dengan nama serupa di berbagai negara.<\/li>\n\n\n\n<li>Memastikan transfer uang lintas negara tepat sasaran. Kode ini membantu mengarahkan dana ke bank yang benar, mengurangi risiko salah kirim, penolakan transaksi, atau dana tertahan di bank perantara.<\/li>\n\n\n\n<li>Mendukung komunikasi antar bank. Dalam proses transfer internasional, bank saling bertukar pesan instruksi pembayaran melalui jaringan SWIFT yang terstandarisasi, sehingga proses menjadi lebih cepat dan minim kesalahan.<\/li>\n\n\n\n<li>SWIFT Code menjadi syarat utama dalam transaksi keuangan global, baik untuk kebutuhan pribadi, bisnis, ekspor-impor, maupun pembayaran internasional lainnya. Tanpa SWIFT Code, bank tidak dapat memproses transaksi lintas negara secara resmi.<\/li>\n<\/ul>\n\n\n\n<p><strong>Baca juga: <\/strong><a href=\"https:\/\/www.paper.id\/blog\/pembayaran-digital\/alasan-transfer-luar-negeri-gagal\/\"><strong>5 Alasan Transfer Luar Negeri Gagal, Wajib Teliti!<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Kapan_SWIFT_Code_Digunakan\"><\/span><strong>Kapan SWIFT Code Digunakan?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>SWIFT Code digunakan setiap kali terjadi <strong>transaksi keuangan lintas negara<\/strong> yang melibatkan bank atau institusi keuangan resmi. Berikut beberapa kondisi paling umum di mana SWIFT Code dibutuhkan:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Transfer_Uang_dari_atau_ke_Luar_Negeri\"><\/span><strong>1. Transfer Uang dari atau ke Luar Negeri<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Saat anda menerima gaji dari perusahaan luar negeri, kiriman dana dari keluarga di luar negeri, atau mengirim uang ke rekening bank di negara lain, SWIFT Code wajib dicantumkan agar dana tidak salah tujuan atau tertahan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Pembayaran_Bisnis_Internasional\"><\/span><strong>2. Pembayaran Bisnis Internasional<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Dalam transaksi bisnis lintas negara seperti membayar supplier, vendor, atau mitra usaha asing. SWIFT Code digunakan untuk memastikan pembayaran dilakukan ke bank yang tepat, sesuai dengan kontrak dan invoice.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Transaksi_Ekspor_dan_Impor\"><\/span><strong>3. Transaksi Ekspor dan Impor<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>SWIFT Code sangat umum digunakan dalam pembayaran ekspor-impor, termasuk:<\/p>\n\n\n\n<ul>\n<li>Telegraphic Transfer (TT)<\/li>\n\n\n\n<li>Letter of Credit (L\/C)<\/li>\n\n\n\n<li>Pembayaran berbasis invoice internasional<\/li>\n<\/ul>\n\n\n\n<p>Tanpa SWIFT Code, proses pembayaran bisa tertunda dan berisiko menghambat pengiriman barang.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Pembayaran_Freelancer_dan_Jasa_Digital_Internasional\"><\/span><strong>4. Pembayaran Freelancer dan Jasa Digital Internasional<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Freelancer, konsultan, dan pekerja remote sering membutuhkan SWIFT Code untuk menerima pembayaran langsung ke rekening bank lokal dari klien luar negeri.<\/p>\n\n\n\n<p>Intinya, selama transaksi melibatkan bank berbeda negara, hampir bisa dipastikan SWIFT Code akan dibutuhkan.<\/p>\n\n\n\n<p><strong>Baca juga: <\/strong><a href=\"https:\/\/www.paper.id\/blog\/pembayaran-digital\/cara-cek-swift-code-bca\/\"><strong>Cara Cek SWIFT Code BCA dengan Mudah!<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sudah_Tahu_Apa_itu_SWIFT_Code_dan_Kegunaannya\"><\/span><strong>Sudah Tahu Apa itu SWIFT Code dan Kegunaannya?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>SWIFT Code adalah <strong>kunci utama<\/strong> dalam transaksi keuangan internasional. Tanpa kode ini, transfer lintas negara ibarat kirim paket tanpa alamat lengkap yang rawan nyasar. Baik untuk kebutuhan pribadi, bisnis, maupun UMKM, memahami apa itu SWIFT Code akan membuat transaksi anda <strong>lebih aman, cepat, dan profesional<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pentingnya_Aplikasi_Pembayaran_Luar_Negeri_untuk_Bisnis\"><\/span><strong>Pentingnya Aplikasi Pembayaran Luar Negeri untuk Bisnis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/one.paper.id\/YcQX\/gpxd2bva\"><img decoding=\"async\" width=\"900\" height=\"400\" src=\"https:\/\/www.paper.id\/blog\/wp-content\/uploads\/2025\/09\/PaperXB-Banner.png\" alt=\"paperxb banner\" class=\"wp-image-30437\" srcset=\"https:\/\/www.paper.id\/blog\/wp-content\/uploads\/2025\/09\/PaperXB-Banner.png 900w, https:\/\/www.paper.id\/blog\/wp-content\/uploads\/2025\/09\/PaperXB-Banner-300x133.png 300w, https:\/\/www.paper.id\/blog\/wp-content\/uploads\/2025\/09\/PaperXB-Banner-768x341.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><\/figure>\n\n\n\n<p>Tidak perlu lagi pusing bayar supplier di luar negeri! Sekarang, ada PaperXB dari <a href=\"https:\/\/www.paper.id\/\"><strong>Paper<\/strong><\/a>. Pertama di Indonesia, kini kamu bisa kirim uang ke luar negeri pakai kartu kredit.<\/p>\n\n\n\n<ul>\n<li>Perpanjangan tempo pembayaran hingga 30-60 hari (tergantung kartu kredit yang digunakan) untuk menjaga cash flow bisnis tetap sehat.<\/li>\n\n\n\n<li>Transfer lebih cepat dibanding bank konvensional, sepenuhnya online.<\/li>\n\n\n\n<li>Kurs lebih bersaing dan transparan. Semakin besar jumlah uang yang dikirim, biaya kursnya makin ringan\u2014tanpa biaya tersembunyi!<\/li>\n\n\n\n<li>&nbsp;Transaksi lebih aman dari mana saja lewat desktop maupun mobile, lacak transaksi secara real-time.<\/li>\n<\/ul>\n\n\n\n<p>Daftar sekarang di Paper dan aktifkan fitur<strong> <\/strong><a href=\"https:\/\/www.paper.id\/digital-payment\/paperxb-pembayaran-luar-negeri\"><strong>PaperXB<\/strong><\/a> untuk dukung kelancaran operasional bisnis secara global!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\" style=\"text-align:center\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button btn btn__dark\" href=\"https:\/\/www.paper.id\/webappv1\/#\/register?utm_source=blog&amp;utm_medium=organic&amp;utm_campaign=apa_itu_kode_swift\" style=\"background-color:#4195d5\" target=\"_blank\" rel=\"noreferrer noopener\"><div class=\"btn__content\"><div class=\"btn__label\">Coba PaperXB Sekarang<\/div><svg class=\"btn__icon --1 hidden has-hover:block\" width=\"19\" height=\"14\" viewBox=\"0 0 24.3434 18.8423\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M10.9468 18.3364C12.4026 16.743 14.3463 14.9356 16.7455 13.3957C19.3561 11.7274 21.7228 10.904 23.5689 10.4762C23.5689 9.95219 23.5771 9.43887 23.5852 8.91486C21.8285 8.28391 19.7953 7.35352 17.5913 5.9312C14.9725 4.24153 12.8011 2.2952 11.0932 0.519982\" stroke=\"#9EE3F3\" stroke-width=\"1.5\" stroke-miterlimit=\"10\"\/><path d=\"M23.5934 9.68481H0\" stroke=\"#9EE3F3\" stroke-width=\"1.5\" stroke-miterlimit=\"10\"\/><\/svg><svg class=\"btn__icon --2\" width=\"19\" height=\"14\" viewBox=\"0 0 24.3434 18.8423\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path d=\"M10.9468 18.3364C12.4026 16.743 14.3463 14.9356 16.7455 13.3957C19.3561 11.7274 21.7228 10.904 23.5689 10.4762C23.5689 9.95219 23.5771 9.43887 23.5852 8.91486C21.8285 8.28391 19.7953 7.35352 17.5913 5.9312C14.9725 4.24153 12.8011 2.2952 11.0932 0.519982\" stroke=\"#9EE3F3\" stroke-width=\"1.5\" stroke-miterlimit=\"10\"\/><path d=\"M23.5934 9.68481H0\" stroke=\"#9EE3F3\" stroke-width=\"1.5\" stroke-miterlimit=\"10\"\/><\/svg><\/div><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Pernah diminta SWIFT Code saat menerima transfer dari luar negeri lalu bingung harus isi apa? Tenang, anda tidak sendirian. Banyak orang termasuk pebisnis sekalipun, masih menganggap SWIFT Code itu rumit dan teknis. Padahal, kalau diibaratkan, SWIFT Code itu seperti alamat rumah versi internasional untuk bank. Tanpa alamat yang benar, uang bisa nyasar atau malah gagal [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":32376,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6445],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apa Itu SWIFT Code? Pengertian, Fungsi, dan Cara Kerja - Paper<\/title>\n<meta name=\"description\" content=\"Apa itu SWIFT Code? Kode bank internasional untuk transfer luar negeri. Ketahui fungsi, cara kerja, dan contoh SWIFT Code di sini.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.paper.id\/blog\/pembayaran-digital\/apa-itu-swift-code\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apa Itu SWIFT Code? Pengertian, Fungsi, dan Cara Kerja - Paper\" \/>\n<meta property=\"og:description\" content=\"Apa itu SWIFT Code? Kode bank internasional untuk transfer luar negeri. 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